Privacy Policy

1. Information We Collect

We collect the following categories of information:

Information You Provide Directly

• Contact information: full name, email address, phone number, mailing address

• Goal and consultation information shared on intake forms, in messages, or during consultations (e.g., your credit goals, timeline, prior credit history, areas of concern)

• Information you choose to provide in correspondence with us via email, SMS, social media direct messages, or phone

Information Collected Through Service Providers When you sign up for one of our affiliate-recommended products (including MyScoreIQ®, CreditScoreIQ℠, CreditBuilderIQ℠, or other IDIQ® services) through a link we provide, you create your own account directly with that provider. We may receive limited information about your account status (e.g., active/inactive, sign-up confirmation) from those providers for commission tracking and service-delivery purposes. We do not request, store, or have access to your credit bureau login credentials.

Information Collected Automatically When you visit our website, we and our service providers (including Wix and analytics tools) may automatically collect technical information through cookies and similar technologies, including IP address, device type, browser type, pages visited, time on site, and referring URLs.

Sensitive Information (Collected Only With Signed Services) Once you become a contracted client, we may collect additional sensitive information necessary to perform credit repair services, including date of birth, last four digits of Social Security Number, copies of identification, and authorization for the specific work to be performed. This information is collected through secure channels and is not collected on our public intake form.